Credit Box Review Online

Credit Box says you can get the money you need when you need it most, and they are able to provide loans up to $2500. we like that they have a secure website right from the home page, and they offer loans in Illinois, Missouri, Nevada, New Mexico, Utah, and Wisconsin.

For customer service they have a toll free number to give him a call in case you have any questions during the application process, and they also have an email address as well as a p.o box that you can send them mail to.

They specialize in giving installment loans so it could be a better choice than taking out a payday loan because you’ll be able to pay the money back over time in monthly payments rather than having to bring back the entire principal balance and then take the money out again after you’ve paid off the loan, the way a payday loan works.

From our experience the best chance of getting out of financial trouble is with an installment loan rather than a payday loan. that’s because you don’t have to pay off the entire loan all at once the way you do with a payday loan. You are able to use the money how you need it in the moment without having to worry about gathering the money up in two weeks just to bring it back and borrow it again. we’ve seen so many people running themselves into the ground trying to get out of payday loan debt at Creditbox.com LLC. And at the same time we’ve seen people easily pay off an installment loan because the monthly payments are affordable and do not take food off the table.

To get started they want your first name, last name, email address, phone number how much you want to borrow, and which state you reside in. From where you are taking to their application, and to fill out the remainder of the information they require.

Credit Box Review

Credit Box wants to know your date of birth, social security number, driver’s license number, whether you own or rent your home, whether you are a United States citizen, and then they take you to the next page where they ask about your income and bank account information. This is all very standard in terms of filling out an application for a loan, and it is all hosted on a secure server so that your data is protected.

The reason they are only able to lend to borrowers in specific states is because they are following the rules and regulations set forth by federal lending laws. They are licensed in those states and that is why they are only able to offer loans to people that live in those states CFPB Review. It is nice to know you were doing business with a company that is following the rules and regulations set forth by the governing bodies in place. many lenders that will lend to anyone living anywhere in the United States are actually based offshore, or are tribal we owned and able to circumvent the lending laws that are in place.

Scam Alert

Credit Box has issued a scam alert because apparently there are scam artists trying to use the Credit Box name in order to defraud people of their money. Apparently the scam involves asking you people to forward their payments to somewhere other than Credit Box. It does make you wonder why a scam artist would choose to use cut a box in order to scam customers, because they would have to have the names and other information such as contact information of Credit Box customers in order to pull off the scam.

Perhaps they had a security breach and someone made off with a lot of customer data. We just don’t have enough information at this point to know why the scam is happening.

Our Recommendation

Credit Box would likely be a good place to start your search for an installment loan if you happen to live in one of the states of a service. They have a secure application and are easily contacted if you have any problems along the way. Once you are a customer they allow you to log into their site to check in on your loan in to apply for another loan if you need it in the future. Check out CreditBox: Installment Loans for more info.